Millions of people are under financial pressure because of COVID-19. This can make us feel exhausted, angry, and distracted. The needs of a young child or “teen” can cause headaches. However, there are ways that can help you overcome these financial difficulties.

1. Encourage children and teenagers to participate in family budgeting

• Budgeting is how we decide what to spend money on, even in times of difficulty.

• Working together to create a budget helps children understand that we all need to make difficult decisions in difficult times.

• Budgeting also helps families with enough money at the end of the month and less borrowing.

2. What will we spend on?

• Get a piece of paper (or old newspaper or cardboard box) and a pen.

• Draw pictures of the things you and your family spend each month.

• Write the price tag next to each picture. • Add in how much you spend each month.

3. Talk about needs and wants

• Needs: What are important or necessary things for your family to continue living with? (such as food, soap for hand washing, need for sick or disabled family members).

• Desire: Are things good but not really necessary?

• Talk to your child about things you could try to spend less on family.

4. Make a budget for yourself

• Find a bag of gravel or anything with lots of small pieces. Here’s your money for this month.

• As a family member, decide what you spend on and place pebbles on your drawings.

• If you can save even very small amounts for the future or another emergency – great.

5. Seek help if you can

• The government can provide families with money or food during the COVID-19 outbreak.

• Ask if your residence supports the people.

Very good! Millions of families find this very helpful.

 

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